Credit Capable


Credit Capable is a specialist finance broker to the computer industry and have been providing fast and friendly finance to our clients since we started business in 2003. They process for multiple finance companies providing a greater range of financial services. This flexibility enables them to offer more competitive finance rates and have a higher rate of approval.

Minimum order amount is $1,000.00 for this payment option.


Terms available: 

  1. Deferred* start options (for orders between $1,000 - $6,000):
    a. No payments AND no interest for 3 months on 24/36 month terms
    b. No payments AND no interest for 6 months on 36 month terms
    *Total length of the contract is the term plus the deferred start period.

  2. 0% Interest options (for orders between $1,000 - $20,000):
    c. 0% interest for 2 months on a 6 month term
    d. 0% interest for 3 months on 12/18/24 month terms
    e. 0% interest for 6 months on a 36 month term

  3. 0% interest for 9 months on a 48 month term is available for businesses only. Terms and conditions apply.


How it Works

Purchase in store

  • Apply online and upon approval the documents will be sent to Computer Lounge and you.
  • A sales person in store will help you to complete the paperwork.
  • Any deposit is required to be paid to Computer Lounge if applicable.
  • Your order will be ready to pick up.*


Purchase online

  • Apply online and upon approval the documents will be emailed to you.
  • When you have received your approval email from Credit Capable, place your order online using the direct credit payment option in the payment step. Any deposit is payable to Computer Lounge.
  • After you have placed your order, email with the order number and Credit Capable agreement number.
  • Your order will be shipped as soon as we receive confirmation from Credit Capable that your paperwork is completed and any required deposit has been paid.*

* Computer Lounge Terms and Conditions Apply 


How long will it take

The speed of your application can vary depending on the requirements of your purchase and information provided on your application form. Credit Capable generally takes up to 30 minutes from application, to send the paperwork for your purchase via email during business hours.


Setting up Your Repayments

Your repayments are not due to be set-up until you have received your welcome letter. The welcome letter generally takes 5 to 10 working days to arrive via email from when we receive payment notification for your purchase from Credit Capable. It will be sent to the email address supplied on your application.
If you have not received your welcome letter, please call Credit Capable Accounts on 0800 74 11 11.



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